Effective Date: February 20, 2018

TERMS OF USE

The following terms and conditions (the "Terms and Conditions") govern your use of 2020 Gold
Creative and its affiliates (collectively, “2020 Gold”, “2020 Gold Music” or "we" or "us"). We may
change the Terms and Conditions from time to time, at any time without notice to you, by posting
such changes on the Site.

BY ACCESSING AND/OR USING THE SITE, INCLUDING REGISTERING FOR AN ACCOUNT,
INTERACTING WITH THE SITE, OR SUBMITTING FEEDBACK THROUGH THE SITE, YOU ACCEPT AND
AGREE TO THESE TERMS AND CONDITIONS AND TO ABIDE BY ALL RULES, TERMS, CONDITIONS,
RESTRICTIONS AND NOTICES IN THE TERMS AND CONDITIONS.

If you do not agree to these Terms and Conditions, you may not access or otherwise use the Site.

1. Proprietary Rights. As between you and 2020 Gold Creative, 2020 Gold Creative owns, solely
and exclusively, all rights, title and interest in and to the Site, all the content (including, for
example, audio, photographs, illustrations, graphics, other visuals, video, copy, lyrics, software,
etc.), code, data and materials thereon, the look and feel, design and organization of the Site, and
the compilation of the content, code, data and materials on the Site, including but not limited to
any copyrights, trademark, patent, database, moral, sui generis and other intellectual property
and proprietary rights therein. Your use of the Site does not grant to you ownership of any
content, code, data or materials you may access on the Site. You may view the content on the Site
on your computer or other internet-compatible device, and make single copies or prints of the
content on the Site for your personal, internal use only. Any commercial distribution, publishing
or exploitation of the Site, or any content, code, data or materials on the Site, is strictly prohibited
unless you have received the express prior permission of 2020 Gold Creative or the applicable
rights holder. (The Site may contain some features that enable you to obtain rights to use certain
of the content on the Site, such as lyrics, music, photographs, and the like. In such situations,
your rights to use such content are limited to the rights expressly granted by 2020 Gold Creative
in such situations.) You may not otherwise copy, reproduce, distribute or otherwise exploit any
content, code, data or materials on the Site. If you make other use of the Site, or the content,
code, data or materials thereon, except as otherwise provided above, you may violate copyright
and other laws of the United States, other countries, as well as applicable state laws and may be
subject to liability for such unauthorized use. 2020 Gold Creative will aggressively enforce its
intellectual property rights to the fullest extent of the law, including the seeking of criminal
prosecution.

2. Trademarks. The trademarks, logos, service marks and trade names (collectively the
"Trademarks") displayed on the Site are registered and unregistered Trademarks of 2020 Gold
Creative and others and may not be used in connection with products and/or services that are not
related to, associated with, or sponsored by their rights holders that are likely to cause customer
confusion, or in any manner that disparages or discredits their rights holders. All Trademarks not
owned by 2020 Gold Creative that appear on the Site, if any, are the property of their respective
owners. Nothing contained on the Site should be construed as granting, by implication,
estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without
the written permission of 2020 Gold Creative or the third party that may own the applicable
Trademark. Your misuse of the Trademarks displayed on the Site is strictly prohibited. 2020 Gold
Creative will aggressively enforce its Trademark rights to the fullest extent of the law, including
the seeking of criminal prosecution.

3. User Information. In the course of your use of the Site, you may be asked to provide certain
personalized information to us (such information referred to hereinafter as "User Information").
Our information collection and use policies with respect to the privacy of such User Information
are set forth in the Site's Privacy Policy which is incorporated herein by reference for all purposes.
You acknowledge and agree that you are solely responsible for the accuracy and content of User
Information.

4. Mobile User Information
When you enroll in a text message service (Text Service) offered by 2020 Gold Creative, you agree
to receive recurring offers and other information from us via SMS and/or MMS message at the
mobile number you provided during the services registration process. You may be required to
respond to an initial message as instructed to complete registration and confirm enrollment. The
enrollment process will disclose the program, frequency of messages, and options to cancel your
enrollment. Messages will be sent through an automatic telephone dialing system. There is no
additional charge for this service, unless specifically disclosed and agreed by you, but you may be
offered opportunities to make purchases through the Text Service and you will be responsible for
any charges associated with such purchases. Your mobile carriers standard message and data
rates may apply to any messages you send or receive through the Text Services, including our
confirmations and subsequent texts. Please contact your mobile carrier for more information
regarding your mobile data and messaging plan. As described at program enrollment and in
program welcome messages, including messages sent to a short-code associated with the Text
Service or by replying to any message you receive from us, you may text STOP to cancel or HELP
for customer support information. If you choose to stop your subscription, you agree to receive a
final text message from the Text Service to confirm your cancellation. Our information collection
and use policies regarding your information are set forth in our Privacy Policy. You agree to notify
us of any changes to your mobile number and update your account with us to reflect this change
and acknowledge that you are responsible for the accuracy of this information. You can contact us
with questions by using the information provided in the Notices and Contact Information section
of these Terms, listed below. Your carrier may prohibit or restrict certain mobile features & mobile
features may be incompatible with your carrier or mobile device. Contact your carrier with questions
regarding these issues. We are not liable for any delays in the receipt of, or failure to receive, any SMS
or MMS texts, as delivery is subject to effective transmission by your mobile carrier.

5. Unsolicited Materials. Unless specifically requested, we do not solicit nor do we wish to
receive any confidential, secret or proprietary information or other material from you through the
Site, by e-mail or in any other way. Any information, creative works, demos, ideas, suggestions,
concepts, methods, systems, designs, plans, techniques or other materials submitted or sent to us
("Submitted Materials") will be deemed not to be confidential or secret, and may be used by us in
any manner consistent with the Site's Privacy Policy by submitting or sending submitted
materials to us, you: (i) represent and warrant that the submitted materials are original to you,
that no other party has any rights thereto, and that any "moral rights" in submitted materials
have been waived, and (ii) you grant us a royalty-free, unrestricted, worldwide, perpetual,
irrevocable, non-exclusive and fully transferable, assignable and sublicensable right and license
to use, copy, reproduce, modify, adapt, publish, translate, create derivative works from, distribute,
perform and display such material (in whole or part) and/or to incorporate it in other works in any
form, media, or technology now known or later developed. We cannot be responsible for
maintaining any submitted material that you provide to us, and we may delete or destroy any
such submitted material at any time.

6. User Conduct. You warrant and agree that, while using the site, you shall not upload, post or
transmit to the Site, or distribute or otherwise publish through the site, any materials that: (a) are
protected by third party copyright, or other proprietary or intellectual property right; (b) are
unlawful, threatening, hateful, tortious, defamatory, libelous, deceptive, fraudulent, invasive of
another's privacy or publicity rights, harassing, profane, obscene, vulgar or that contain explicit or
graphic descriptions or accounts of sexual acts (including but not limited to sexual language of a
violent or threatening nature directed at another individual or group of individuals), (c) restrict or
inhibit any other user from using and enjoying the Site, (d) constitute or encourage conduct that
would constitute a criminal offense or give rise to civil liability, or (e) contain a virus or other
harmful component, advertising of any kind, or false or misleading indications of origin or
statements of fact.

You also warrant and agree that you shall not: (a) impersonate any person or entity or
misrepresent your affiliation with any other person or entity; (b) upload, post, publish, transmit,
reproduce, distribute or in any way exploit any information or other material obtained through
the Site for commercial purposes (other than as expressly permitted by the provider of such
information or other material); (c) engage in spamming, flooding, harvesting of e-mail addresses
or other personal information, spidering, "screen scraping," "database scraping," or any other
activity with the purpose of obtaining lists of users or other information, or send chain letters or
pyramid schemes via the Site; or (d) attempt to gain unauthorized access to other computer
systems through the Site. You agree that you will not use the Site in any manner that could
damage, disable, overburden, or impair the Site or interfere with any other party's use and
enjoyment of the Site. You may not obtain or attempt to obtain any materials or information
through any means not intentionally made available or provided for through the Site.
Although 2020 Gold Creative may from time to time monitor or review discussions, chats,
postings, transmissions, bulletin boards, and the like on the Site, 2020 Gold Creative is under no
obligation to do so and assumes no responsibility or liability arising from the content of any such
locations on the Site nor for any error, defamation, libel, slander, omission, falsehood, obscenity,
pornography, profanity, danger, or inaccuracy contained in any information within such locations
on the Site.

You agree that if you include a link from any other website to the Site, such link shall open in a
new browser window. You agree not to link from any other website to this Site in any manner
such that the Site, or any page of the Site, is "framed," surrounded or obfuscated by any third
party content, materials or branding. We reserve the right to revoke your right to link to the Site
from your website at any time upon written notice to you.
You agree to defend, indemnify and hold 2020 Gold Creative and its directors, officers,
employees, agents or content or service providers (collectively, "Protected Entities”) harmless
from any and all claims, liabilities, costs and expenses, including reasonable attorneys' fees,
arising in any way from your use of the Site, your placement or transmission of any message,
content, information, software or other materials through the Site, or your breach or violation of
the law or of these Terms and Conditions. 2020 Gold Creative reserves the right, at its own
expense, to assume the exclusive defense and control of any matter otherwise subject to
indemnification by you, and in such case, you agree to cooperate with 2020 Gold Creative’s
defense of such claim.

7. Account and Password. You may be enabled to create an account in the Site ("Account") using
a stand-alone registration or social media logins ("Login"). You shall be entirely responsible for
maintaining the strict confidentiality of any username or password administered to you through
your Login; for any access to or use of the Site by you or any person or entity using the username
or password, whether or not such access or use has been authorized by or on behalf of you, and
whether or not such person or entity is your employee or agent; and for all activities that are
conducted through your Account. You agree to (a) ensure that you exit from your Account at the
end of each session and (b) immediately notify 2020 Gold Creative if you have any reason to
believe an unauthorized use of your password or Account or any other breach of security has
taken place. It is your sole responsibility to control the dissemination and use of your password,
control access to and use of your Account, and notify 2020 Gold Creative when you desire to
cancel your Account on the Site. 2020 Gold Creative will not be responsible or liable for any loss
or damage arising from your failure to comply with this provision.

8. Software Downloads. In the event that you receive software demos or other software products
downloaded from the Site or otherwise delivered or provided by 2020 Gold Creative in response
to your request, your use of such software will be subject to the software license agreement that
accompanies such software.

9. Orders for Products and Services. We may make certain products available to visitors and
registrants of the Site. For example, you may be able to order certain music-related products and/
or licenses through the Site. You may only do so if, and you hereby represent and warrant that,
you are domiciled in the United States and you are 18 years old or older. You agree to pay in full
the prices for any purchases you make either by credit/debit card concurrent with your online
order or by other payment means acceptable to 2020 Gold Creative. You agree to pay all
applicable taxes. If payment is not received by us from your credit or debit card issuer or its
agents, you agree to pay all amounts due upon demand by us.

10. Third Party Websites. You may be able to link from the Site to third party websites ("Linked
Sites"). For example, you may purchase products, some of which may be 2020 Gold Creative
products, on or though Linked Sites. You acknowledge and agree that we have no responsibility
for the information, content, products, services, advertising, code or other materials which may or
may not be provided by or through Linked Sites. Links to Linked Sites do not constitute an
endorsement by us of such websites or the information, content, products, services, advertising,
code or other materials presented on or through such websites.

11. DISCLAIMER OF WARRANTIES. THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES,
CONTENT, FUNCTIONS AND MATERIALS, IS PROVIDED "AS IS" [AND] "AS AVAILABLE", WITHOUT
WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY
WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UPTIME OR UNINTERRUPTED
ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR
CONTENT OF INFORMATION, ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY
OR FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES THAT MAY ARISE FROM COURSE
OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE, AND WE HEREBY DISCLAIM ANY
AND ALL SUCH WARRANTIES, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SITE OR THE
SERVICES, CONTENT, FUNCTIONS OR MATERIALS CONTAINED THEREIN WILL BE TIMELY, SECURE,
UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO
WARRANTY THAT THE SITE WILL MEET USERS' REQUIREMENTS. NO ADVICE, RESULTS OR
INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SITE
SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. 2020 GOLD CREATIVE ALSO
ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES OR
OTHER HARMFUL COMPONENTS THAT MAY INFECT OR HARM, YOUR COMPUTER EQUIPMENT OR
OTHER PROPERTY ON ACCOUNT FROM YOUR ACCESS TO, USE OF, OR BROWSING IN THE SITE OR
YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO, OR AUDIO FROM THE SITE.
IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE
SITE.

WITHOUT LIMITATION OF THE ABOVE IN THIS SECTION, 2020 GOLD CREATIVE AND ITS SUPPLIERS
AND LICENSORS MAKE NO WARRANTIES OR REPRESENTATIONS REGARDING ANY PRODUCTS OR
SERVICES ORDERED OR PROVIDED VIA THE SITE, AND HEREBY DISCLAIM, AND YOU HEREBY
WAIVE, ANY AND ALL WARRANTIES AND REPRESENTATIONS MADE IN PRODUCT OR SERVICES
LITERATURE, FREQUENTLY ASKED QUESTIONS DOCUMENTS AND OTHERWISE ON THE SITE OR IN
CORRESPONDENCE WITH 2020 GOLD CREATIVE OR ITS AGENTS. ANY PRODUCTS AND SERVICES
ORDERED OR PROVIDED VIA THE SITE ARE PROVIDED BY 2020 GOLD CREATIVE "AS IS", EXCEPT TO
THE EXTENT, IF AT ALL, OTHERWISE SET FORTH IN A LICENSE OR SALE AGREEMENT SEPARATELY
ENTERED INTO IN WRITING BETWEEN YOU AND 2020 GOLD CREATIVE OR ITS LICENSOR OR
SUPPLIER.

12. LIMITATION OF LIABILITY. IN NO EVENT SHALL 2020 GOLD CREATIVE OR ANY OF ITS
PROTECTED ENTITIES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL,
CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR
INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE OR THE CONTENT,
MATERIALS AND FUNCTIONS RELATED THERETO, LOST BUSINESS OR LOST SALES, EVEN IF SUCH
PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME
JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR
CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO CERTAIN
USERS. IN NO EVENT SHALL THE PROTECTED ENTITIES BE LIABLE FOR OR IN CONNECTION WITH
ANY CONTENT POSTED, TRANSMITTED, EXCHANGED OR RECEIVED BY OR ON BEHALF OF ANY USER
OR OTHER PERSON ON OR THROUGH THE SITE. IN NO EVENT SHALL THE TOTAL AGGREGATE
LIABILITY OF THE PROTECTED ENTITIES TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF
ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR
OTHERWISE) ARISING FROM THE TERMS AND CONDITIONS OR YOUR USE OF THE SITE EXCEED, IN
THE AGGREGATE, THE AMOUNT, IF ANY, PAID BY YOU TO 2020 GOLD CREATIVE FOR YOUR USE OF
THE SITE.

13. Applicable Laws. We control and operate the Site from our offices in the United States of
America. We do not represent that materials on the Site are appropriate or available for use in
other locations. Persons who choose to access the Site from other locations do so on their own
initiative, and are responsible for compliance with local laws, if and to the extent local laws are
applicable.

14. Modifications to the Site and the Services. We reserve the right, for any reason, in our sole
discretion, to terminate, change, suspend or discontinue any aspect of the Site, including, but not
limited to, content, features or hours of availability. We may also impose limits on certain
features of the Site or restrict your access to part or all of the Site without notice or penalty. 2020
Gold Creative reserves the right to temporarily or permanently terminate your membership on
the Site for any or no reason without prior notice.

15. Notices and Contact Information. All notices required or permitted to be given under these
Terms and Conditions must be in writing and shall be given by personal delivery, registered or
certified mail, or Federal Express or other nationally recognized courier service which regularly
tracks its packages, to:

2020 Gold Creative, LLC
c/o 2020 Gold
info@2020gold.co

All notices not related to these Site Terms and Conditions should be sent to:
2020 Gold Creative, LLC
c/o 2020 Gold
info@2020gold.co

16. Miscellaneous.
Our failure to exercise or enforce any right or provision of the Terms and Conditions shall not
constitute a waiver of such right or provision. If any provision of the Terms and Conditions is
found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the
court should endeavor to give effect to the parties' intentions as reflected in the provision, and
the other provisions of the Terms and Conditions remain in full force and effect.

17. Dispute Resolution You and 2020 Gold Creative agree to arbitrate all disputes between you
and 2020 Gold Creative or its affiliates, except for disputes relating to the enforcement of 2020
Gold Creative or its affiliates intellectual property. The Terms and Conditions are solely governed
by and construed in accordance with the laws of the State of California, without regards to its
principles of conflicts of law that would require the application of the laws of another jurisdiction.
Any disputes between you and 2020 Gold Creative relating to the Sites must be resolved
exclusively through binding non-appearance-based arbitration administered by JAMS, or in small
claims court in California, U.S.A. or in your county of residence if your claims qualify. In the event
of a dispute, you or 2020 Gold Creative must send to the other party a notice of dispute, in
writing, setting forth the name, address and contact information of the party giving notice, the
facts of the dispute and relief requested. You may initiate proceedings by sending Us a Notice of
Legal Dispute, to the address listed in the "Notices and Contact Information" above.
We will send any notice of dispute to you at the contact information we have for you.
You and 2020 Gold Creative agree to try to attempt to resolve a dispute through informal
negotiation upon notice of a dispute for a period of 60 days. If you and 2020 Gold Creative do
not resolve the dispute in such 60 day time period, then you or 2020 Gold Creative may
commence arbitration. You and 2020 Gold Creative agree that a dispute will be heard before
single a neutral arbitrator, whose decision will be final, except for a limited right of appeal under
the U.S. Federal Arbitration Act. YOU ARE GIVING UP THE RIGHT TO LITIGATE A DISPUTE IN A COURT
OF LAW BEFORE A JUDGE OR JURY. The arbitration proceedings shall be governed by the JAMS
Comprehensive Arbitration Rules and Procedures and Expedited Procedures, or JAMS'
Streamlined Arbitration Rules and Procedures, at the election of the party initiating the
arbitration. Information regarding these rules can be found on the JAMS website at
www.jamsadr.org. In addition, you and 2020 Gold Creative agree that the following rules shall
apply to the arbitration proceedings: (a) the arbitration shall be conducted, at the option of the
party seeking relief, by telephone, online, or based solely on written submissions; (b) the
arbitration shall not involve any personal appearance by the parties or witnesses unless
otherwise mutually agreed by the parties; and (c) any judgment on the award rendered by the
arbitrator may be entered in any court of competent jurisdiction. The United Nations Conventions
on Contracts for the International Sale of Goods shall have no applicability.

To the fullest extent permitted by applicable law, NO ARBITRATION OR CLAIM UNDER THESE
TERMS SHALL BE JOINED TO ANY OTHER ARBITRATION OR CLAIM, INCLUDING ANY ARBITRATION
OR CLAIM INVOLVING ANY OTHER CURRENT OR FORMER USER OF THE SITES, AND NO CLASS
ARBITRATION PROCEEDINGS SHALL BE PERMITTED, ONLY ON AN INDIVIDUAL BASIS. In no event
shall any claim, action or proceeding by you related in any way to the Sites be instituted more
than one (1) year after the cause of action arose. If a court of competent jurisdiction finds these
arbitration provisions invalid or inapplicable, you agree to the exclusive jurisdiction of the
Federal and State courts located in California County, and you agree to submit to the exercise of
personal jurisdiction of such courts for the purposes of litigating any applicable claim or action.